All-in-One
The Solutions Banking All-in-One is a mortgage financing solution, a line of credit, a transaction account, a source of funds for investments and a savings account all rolled into one. By combining your loans with your savings the All-in-One makes your money work harder. It’s a smarter way to build wealth and manage your daily banking needs.
The All-in-One uses the equity in your home to help you build wealth faster. Think of it as a chequing account with a large overdraft limit. By combining debts and savings and depositing your income into the All-in-One, your money works harder than it would in a typical savings account. It reduces debt faster and saves money on interest charges.
Save time managing your finances with the All-in-One – you don’t have to worry about separate statements for your bank accounts, mortgage, loans and lines of credit. All of your transactions are summarized on one monthly statement.
The All-in-One is right for you if you want to:
- Build wealth faster
- Pay loans off faster
- Pay less interest
- Access your home equity to fund investments, renovate, pay tuition fees or take a vacation
- Simplify your banking
- Simplify your record keeping
Features
The All-in-One has attractive features including:
- Minimum credit limit of $25,0001
- Variable interest rate as low as prime2
- Flexible payment options
- Free unlimited regular banking transactions including bill payments, transfers, pre-authorized withdrawals, Interac™ direct payment purchases and cash withdrawals at any National Bank or THE EXCHANGE® Network automated banking machines
- One monthly account statement for all your banking and borrowing transactions
- Creditor life insurance available
See the Product and services guide to fees for more information.
Ready to open your All-in-One?
Contact a financial security advisor to find out if the All-in-One is right for you. Or if you're already a Solutions Banking client, call 1-866-888-1379 to find out more.
1Conditions apply
2Prime means the annual variable interest rate published by the National Bank of Canada from time to time. The National Bank uses its prime rate to determine the interest rates it charges on the commercial loans it grants in Canadian dollars in Canada.